Before, At & After Retirement

Our unique ability to assist you before retirement (accumulation stage), at retirement (transition stage) and after retirement (optimization stage) makes us much more useful than just being your investment advisor; we can also be your retirement advisor.

Whether you call it retirement, financial security or financial freedom, the ability to maintain a desired standard of living with no earned income is a common long-term objective of practically all of our clients. We like to encourage clients to think of this objective as the financial ability to "retire" from doing things you'd rather not do and focusing on doing the things that you have endless energy, interest and ability for (which very well may include some income-earning activities, or not). It is a great privilege and honor to assist clients in preparing for, transitioning to and optimizing their financial situations to achieve this ideal financial state.

The problem is that many investors do not know what it really takes to achieve this objective. Actually, we see the result of this uncertainty in various common forms. Some who come to us think they are years away from being able to retire when in fact, we show them they can make such a move earlier than they thought. Others come thinking they are close when in fact, we spot some key vulnerabilities and weaknesses to overcome first. Still others come who already made the decision and just need us to "tweak" certain elements of their plan to minimize or eliminate the threat of depletion. Whether you are in the accumulation, transition or optimization stage, our aim is to provide clarity that will help you better master each stage. As we do this, we see our clients' confidence go up and we see their span of future possibilities expand. Helping you get to this point and stay in this confident and ambitious state is the aim of our retirement planning.

Our Point of Reference Exercise is a great resource. Click on the image to the right and print it out. It will help you get clear about where you are and where you want to go on what we call the Stages of Financial Freedom®. Attending our next Optimizing Your Retirement webinar is another great resource (click here for details and to register for our next Optimizing Your Retirement webinar). But clearly, conducting a free consultation with one of our advisors is the very best way to see where you are at and pinpoint the best actions and resources that can help you forward (click here to request a free consultation and receive a free copy of our Optimizing Your Retirement Special Report).